WS API examples of Mastercard and Visa
Aggregated transit fare with point-to-point encryption
Request
{
"apiOperation": "VERIFY",
"order": {
"currency": "USD"
},
"sourceOfFunds": {
"provided": {
"card": {
"emvRequest": {
"5F2A": "826",
"82": "0000",
"84": "010101010101",
"95": "0000000000",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000001099",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "0101"
},
"expiry": {
"month": "01",
"year": "39"
},
"number": "5123456789012346"
}
},
"type": "CARD"
},
"transaction": {
"source": "CARD_PRESENT"
},
"posTerminal": {
"address": {
"country": "AUS"
},
"attended": "UNATTENDED",
"cardholderActivated": "SELF_SERVICE_TERMINAL",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "CBAS2I02",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"panEntryMode": "CONTACTLESS",
"pinEntryCapability": "PIN_NOT_SUPPORTED"
}
}
Response
{
"authorizationResponse": {
"transactionIdentifier": "825894572"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 0.00,
"chargeback": {
"amount": 0,
"currency": "USD"
},
"creationTime": "2025-04-09T06:14:51.742Z",
"currency": "USD",
"id": "AKS_716482252",
"lastUpdatedTime": "2025-04-09T06:14:51.932Z",
"merchantAmount": 0.00,
"merchantCategoryCode": "4111",
"merchantCurrency": "USD",
"status": "VERIFIED",
"totalAuthorizedAmount": 0.00,
"totalCapturedAmount": 0.00,
"totalDisbursedAmount": 0.00,
"totalRefundedAmount": 0.00
},
"posTerminal": {
"address": {
"country": "AUS"
},
"attended": "UNATTENDED",
"cardholderActivated": "SELF_SERVICE_TERMINAL",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "CBAS2I02",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"panEntryMode": "CONTACTLESS",
"pinEntryCapability": "PIN_NOT_SUPPORTED",
"serialNumber": "0123ABCD"
},
"response": {
"acquirerCode": "00",
"gatewayCode": "APPROVED"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "MASTERCARD",
"emvRequest": {
"5F2A": "826",
"82": "0000",
"84": "010101010101",
"95": "0000000000",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000001099",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "0101"
},
"expiry": {
"month": "1",
"year": "39"
},
"fundingMethod": "DEBIT",
"number": "512345xxxxxx2346",
"paymentAccountReference": "1234567890123456TC020MDESDE56",
"scheme": "MASTERCARD",
"storedOnFile": "NOT_STORED"
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2025-04-09T06:14:51.932Z",
"timeOfRecord": "2025-04-09T06:14:51.817Z",
"transaction": {
"acquirer": {
"id": "CYG_TESTACQ_S2I",
"merchantId": "9808"
},
"amount": 0.00,
"currency": "USD",
"id": "AKS_955011777",
"receipt": "509906127124",
"source": "CARD_PRESENT",
"stan": "127124",
"terminal": "0002",
"type": "VERIFICATION"
},
"version": "100"
}
Request
{
"apiOperation": "AUTHORIZE",
"order": {
"amount": "7",
"currency": "USD"
},
"sourceOfFunds": {
"provided": {
"card": {
"emvRequest": {
"5F2A": "826",
"82": "0000",
"84": "010101010101",
"95": "0000000000",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000001099",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "0101"
},
"expiry": {
"month": "01",
"year": "39"
},
"number": "5123456789012346"
}
},
"type": "CARD"
},
"transaction": {
"source": "CARD_PRESENT",
"transit": {
"aggregatedFare": {
"type": "FARE",
"aggregationStartDate": "2024-05-14",
"transportationMode": "TRAIN"
}
}
},
"posTerminal": {
"address": {
"country": "AUS"
},
"attended": "UNATTENDED",
"cardholderActivated": "SELF_SERVICE_TERMINAL",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "CBAS2I02",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"panEntryMode": "CONTACTLESS",
"pinEntryCapability": "PIN_NOT_SUPPORTED"
}
}
Response
{
"authorizationResponse": {
"commercialCard": "123",
"commercialCardIndicator": "1",
"date": "0409",
"financialNetworkCode": "MCC",
"posData": "1000004002300",
"posEntryMode": "072",
"processingCode": "003000",
"responseCode": "00",
"stan": "128164",
"time": "061734",
"transactionIdentifier": "794480394",
"transactionIntegrityClass": "A1"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 7.00,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"certainty": "FINAL",
"chargeback": {
"amount": 0,
"currency": "USD"
},
"creationTime": "2025-04-09T06:17:33.964Z",
"currency": "USD",
"id": "AKS_990316764",
"lastUpdatedTime": "2025-04-09T06:17:34.191Z",
"merchantAmount": 7.00,
"merchantCategoryCode": "4111",
"merchantCurrency": "USD",
"status": "AUTHORIZED",
"totalAuthorizedAmount": 7.00,
"totalCapturedAmount": 0.00,
"totalDisbursedAmount": 0.00,
"totalRefundedAmount": 0.00
},
"posTerminal": {
"address": {
"country": "AUS"
},
"attended": "UNATTENDED",
"cardholderActivated": "SELF_SERVICE_TERMINAL",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "CBAS2I02",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"panEntryMode": "CONTACTLESS",
"pinEntryCapability": "PIN_NOT_SUPPORTED",
"serialNumber": "0123ABCD"
},
"response": {
"acquirerCode": "00",
"acquirerMessage": "Approved",
"gatewayCode": "APPROVED",
"gatewayRecommendation": "NO_ACTION"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "MASTERCARD",
"emvRequest": {
"5F2A": "826",
"82": "0000",
"84": "010101010101",
"95": "0000000000",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000001099",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "0101"
},
"emvResponse": {
"72": "9F180408041215860E04DA9F5809030691D72E6F027DC6",
"91": "B7D5309D4B3E6CDB3030"
},
"expiry": {
"month": "1",
"year": "39"
},
"fundingMethod": "DEBIT",
"number": "512345xxxxxx2346",
"paymentAccountReference": "1234567890123456TC020MDESDE56",
"scheme": "MASTERCARD",
"storedOnFile": "NOT_STORED"
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2025-04-09T06:17:34.191Z",
"timeOfRecord": "2025-04-09T06:17:34.040Z",
"transaction": {
"acquirer": {
"batch": 20250409,
"date": "0409",
"id": "CYG_TESTACQ_S2I",
"merchantId": "9808",
"transactionId": "794480394"
},
"amount": 7.00,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"authorizationCode": "112233",
"currency": "USD",
"id": "AKS_478310073",
"receipt": "509906128164",
"source": "CARD_PRESENT",
"stan": "128164",
"terminal": "0002",
"transit": {
"aggregatedFare": {
"aggregationStartDate": "2024-05-14",
"transportationMode": "TRAIN",
"type": "FARE"
}
},
"type": "AUTHORIZATION"
},
"version": "100"
}
Request
{
"apiOperation": "CAPTURE",
"transaction": {
"amount": "10",
"currency": "USD"
}
}
Response
{
"authorizationResponse": {
"commercialCard": "123",
"commercialCardIndicator": "1",
"date": "0409",
"financialNetworkCode": "MCC",
"posData": "1000004002300",
"posEntryMode": "072",
"processingCode": "003000",
"responseCode": "00",
"stan": "128164",
"time": "061734",
"transactionIdentifier": "794480394",
"transactionIntegrityClass": "A1"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 7.00,
"certainty": "FINAL",
"chargeback": {
"amount": 0,
"currency": "USD"
},
"creationTime": "2025-04-09T06:17:33.964Z",
"currency": "USD",
"id": "AKS_990316764",
"lastUpdatedTime": "2025-04-09T06:19:41.049Z",
"merchantAmount": 7.00,
"merchantCategoryCode": "4111",
"merchantCurrency": "USD",
"status": "CAPTURED",
"totalAuthorizedAmount": 7.00,
"totalCapturedAmount": 10.00,
"totalDisbursedAmount": 0.00,
"totalRefundedAmount": 0.00
},
"posTerminal": {
"address": {
"country": "AUS"
},
"attended": "UNATTENDED",
"cardholderActivated": "SELF_SERVICE_TERMINAL",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "CBAS2I02",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"panEntryMode": "CONTACTLESS",
"pinEntryCapability": "PIN_NOT_SUPPORTED",
"serialNumber": "0123ABCD"
},
"response": {
"acquirerCode": "00",
"acquirerMessage": "Approved",
"gatewayCode": "APPROVED"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "MASTERCARD",
"expiry": {
"month": "1",
"year": "39"
},
"fundingMethod": "DEBIT",
"number": "512345xxxxxx2346",
"scheme": "MASTERCARD",
"storedOnFile": "NOT_STORED"
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2025-04-09T06:19:41.049Z",
"timeOfRecord": "2025-04-09T06:19:41.002Z",
"transaction": {
"acquirer": {
"batch": 20250409,
"date": "0409",
"id": "CYG_TESTACQ_S2I",
"merchantId": "9808",
"settlementDate": "2025-04-09",
"timeZone": "+1000",
"transactionId": "794480394"
},
"amount": 10.00,
"authorizationCode": "112233",
"currency": "USD",
"id": "AKS_184400968",
"receipt": "509906128164",
"source": "CARD_PRESENT",
"stan": "129204",
"terminal": "0002",
"transit": {
"aggregatedFare": {
"aggregationStartDate": "2024-05-14",
"transportationMode": "TRAIN",
"type": "FARE"
}
},
"type": "CAPTURE"
},
"version": "100"
}
First Ride Risk
Request
{
"apiOperation": "AUTHORIZE",
"order": {
"amount": 11.25,
"currency": "USD",
"certainty": "FINAL"
},
"sourceOfFunds": {
"provided": {
"card": {
"emvRequest": {
"5A": "5555555555554444",
"5F2A": "826",
"82": "0000",
"84": "010101010101",
"95": "0000000000",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000001099",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "0101"
},
"expiry": {
"month": "12",
"year": "24"
},
"number": "5555555555554444"
}
},
"type": "CARD"
},
"transaction": {
"source": "CARD_PRESENT",
"transit": {
"knownFare": {
"type": "FARE_DEFERRED_AUTHORIZATION",
"transportationMode": "TRAIN"
}
}
},
"posTerminal": {
"attended": "UNATTENDED",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"panEntryMode": "CONTACTLESS",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "street1",
"pinEntryCapability": "PIN_NOT_SUPPORTED"
}
}
Response
{
"authorizationResponse": {
"date": "0409",
"financialNetworkCode": "MCC",
"posData": "1000004000300",
"posEntryMode": "072",
"processingCode": "003000",
"responseCode": "51",
"stan": "10560",
"time": "113934",
"transactionIdentifier": "953089271"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 11.25,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"certainty": "FINAL",
"chargeback": {
"amount": 0,
"currency": "USD"
},
"creationTime": "2025-04-09T11:39:34.664Z",
"currency": "USD",
"id": "A_9",
"lastUpdatedTime": "2025-04-09T11:39:34.938Z",
"merchantAmount": 11.25,
"merchantCategoryCode": "4111",
"merchantCurrency": "USD",
"status": "FAILED",
"totalAuthorizedAmount": 0.00,
"totalCapturedAmount": 0.00,
"totalDisbursedAmount": 0.00,
"totalRefundedAmount": 0.00
},
"posTerminal": {
"address": {
"country": "GBR"
},
"attended": "UNATTENDED",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "street1",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"panEntryMode": "CONTACTLESS",
"pinEntryCapability": "PIN_NOT_SUPPORTED",
"serialNumber": "0123ABCD"
},
"response": {
"acquirerCode": "51",
"acquirerMessage": "Not sufficient funds",
"gatewayCode": "INSUFFICIENT_FUNDS",
"gatewayRecommendation": "RESUBMIT_WITH_ALTERNATIVE_PAYMENT_DETAILS"
},
"result": "FAILURE",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "MASTERCARD",
"emvRequest": {
"5F2A": "826",
"82": "0000",
"84": "010101010101",
"95": "0000000000",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000001099",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "0101"
},
"emvResponse": {
"72": "9F180408041215860E04DA9F5809030691D72E6F027DC6",
"91": "B7D5309D4B3E6CDB3030"
},
"expiry": {
"month": "12",
"year": "24"
},
"fundingMethod": "DEBIT",
"number": "555555xxxxxx4444",
"scheme": "MASTERCARD",
"storedOnFile": "NOT_STORED"
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2025-04-09T11:39:34.938Z",
"timeOfRecord": "2025-04-09T11:39:34.735Z",
"transaction": {
"acquirer": {
"batch": 20250409,
"date": "0409",
"id": "CYG_TESTACQ_S2I",
"merchantId": "9808",
"transactionId": "953089271"
},
"amount": 11.25,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"currency": "USD",
"id": "A_10",
"receipt": "509911010560",
"source": "CARD_PRESENT",
"stan": "10560",
"terminal": "0001",
"transit": {
"knownFare": {
"transportationMode": "TRAIN",
"type": "FARE_DEFERRED_AUTHORIZATION"
}
},
"type": "AUTHORIZATION"
},
"version": "100"
}
Request
{
"apiOperation": "CAPTURE",
"sourceOfFunds": {
"provided": {
"card": {
"emvRequest": {
"5A": "5555555555554444",
"5F2A": "826",
"82": "0000",
"84": "010101010101",
"95": "0000000000",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000001099",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "0101"
},
"expiry": {
"month": "12",
"year": "24"
},
"number": "5555555555554444"
}
},
"type": "CARD"
},
"transaction": {
"authorizationCode": "VFT000",
"amount": 7,
"currency": "USD",
"source": "CARD_PRESENT",
"transit": {
"aggregatedFare": {
"type": "FIRST_RIDE_RISK",
"aggregationStartDate": "2024-05-14",
"transportationMode": "TRAIN"
}
}
},
"posTerminal": {
"attended": "UNATTENDED",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"cardholderActivated": "SELF_SERVICE_TERMINAL",
"panEntryMode": "CONTACTLESS",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "street1",
"pinEntryCapability": "PIN_NOT_SUPPORTED"
},
"authorizationResponse": {
"transactionIdentifier": "829343904324606",
"returnAci": "Y"
}
}
Response
{
"authorizationResponse": {
"date": "1021",
"processingCode": "003000",
"responseCode": "00",
"returnAci": "Y",
"stan": "1191",
"transactionIdentifier": "829343904324606"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 7.00,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"chargeback": {
"amount": 0,
"currency": "USD"
},
"creationTime": "2025-04-09T11:42:44.987Z",
"currency": "USD",
"id": "A_12",
"lastUpdatedTime": "2025-04-09T11:42:45.221Z",
"merchantAmount": 7.00,
"merchantCategoryCode": "4111",
"merchantCurrency": "USD",
"status": "CAPTURED",
"totalAuthorizedAmount": 7.00,
"totalCapturedAmount": 7.00,
"totalDisbursedAmount": 0.00,
"totalRefundedAmount": 0.00
},
"posTerminal": {
"address": {
"country": "GBR"
},
"attended": "UNATTENDED",
"cardholderActivated": "SELF_SERVICE_TERMINAL",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "street1",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"panEntryMode": "CONTACTLESS",
"pinEntryCapability": "PIN_NOT_SUPPORTED",
"serialNumber": "0123ABCD"
},
"response": {
"acquirerCode": "00",
"acquirerMessage": "Approved",
"gatewayCode": "APPROVED"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "MASTERCARD",
"emvRequest": {
"5F2A": "826",
"82": "0000",
"84": "010101010101",
"95": "0000000000",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000001099",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "0101"
},
"expiry": {
"month": "12",
"year": "24"
},
"fundingMethod": "DEBIT",
"number": "555555xxxxxx4444",
"scheme": "MASTERCARD",
"storedOnFile": "NOT_STORED"
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2025-04-09T11:42:45.221Z",
"timeOfRecord": "2025-04-09T11:42:45.020Z",
"transaction": {
"acquirer": {
"batch": 20250409,
"date": "0409",
"id": "CYG_TESTACQ_S2I",
"merchantId": "9808",
"settlementDate": "2025-04-09",
"timeZone": "+1000"
},
"amount": 7.00,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"currency": "USD",
"id": "A_11",
"receipt": "509911001191",
"source": "CARD_PRESENT",
"stan": "1191",
"terminal": "0002",
"transit": {
"aggregatedFare": {
"aggregationStartDate": "2024-05-14",
"transportationMode": "TRAIN",
"type": "FIRST_RIDE_RISK"
}
},
"type": "CAPTURE"
},
"version": "100"
}
Tap initiated debt recovery
Request
{
"apiOperation": "AUTHORIZE",
"order": {
"amount": 100,
"currency": "USD"
},
"sourceOfFunds": {
"provided": {
"card": {
"emvRequest": {
"5A": "5555555555554444",
"5F2A": "826",
"82": "0000",
"84": "010101010101",
"95": "0000000000",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000001099",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "0101"
},
"expiry": {
"month": "12",
"year": "24"
},
"number": "5555555555554444"
}
},
"type": "CARD"
},
"transaction": {
"source": "CARD_PRESENT",
"transit": {
"knownFare": {
"type": "DEBT_RECOVERY_TAP_INITIATED",
"transportationMode": "TRAIN"
}
}
},
"posTerminal": {
"attended": "UNATTENDED",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"panEntryMode": "CONTACTLESS",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "street1",
"pinEntryCapability": "PIN_NOT_SUPPORTED"
}
}
Response
{
"authorizationResponse": {
"commercialCard": "123",
"commercialCardIndicator": "1",
"date": "0410",
"financialNetworkCode": "MCC",
"posData": "1000004000300",
"posEntryMode": "072",
"processingCode": "003000",
"responseCode": "00",
"stan": "20120",
"time": "085656",
"transactionIdentifier": "983484593",
"transactionIntegrityClass": "A1"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 100.00,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"certainty": "FINAL",
"chargeback": {
"amount": 0,
"currency": "USD"
},
"creationTime": "2025-04-10T08:56:56.804Z",
"currency": "USD",
"id": "A_14",
"lastUpdatedTime": "2025-04-10T08:56:56.989Z",
"merchantAmount": 100.00,
"merchantCategoryCode": "4111",
"merchantCurrency": "USD",
"status": "AUTHORIZED",
"totalAuthorizedAmount": 100.00,
"totalCapturedAmount": 0.00,
"totalDisbursedAmount": 0.00,
"totalRefundedAmount": 0.00
},
"posTerminal": {
"address": {
"country": "GBR"
},
"attended": "UNATTENDED",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "street1",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"panEntryMode": "CONTACTLESS",
"pinEntryCapability": "PIN_NOT_SUPPORTED",
"serialNumber": "0123ABCD"
},
"response": {
"acquirerCode": "00",
"acquirerMessage": "Approved",
"gatewayCode": "APPROVED",
"gatewayRecommendation": "NO_ACTION"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "MASTERCARD",
"emvRequest": {
"5F2A": "826",
"82": "0000",
"84": "010101010101",
"95": "0000000000",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000001099",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "0101"
},
"emvResponse": {
"72": "9F180408041215860E04DA9F5809030691D72E6F027DC6",
"91": "B7D5309D4B3E6CDB3030"
},
"expiry": {
"month": "12",
"year": "24"
},
"fundingMethod": "DEBIT",
"number": "555555xxxxxx4444",
"scheme": "MASTERCARD",
"storedOnFile": "NOT_STORED"
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2025-04-10T08:56:56.989Z",
"timeOfRecord": "2025-04-10T08:56:56.838Z",
"transaction": {
"acquirer": {
"batch": 20250410,
"date": "0410",
"id": "CYG_TESTACQ_S2I",
"merchantId": "9808",
"transactionId": "983484593"
},
"amount": 100.00,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"authorizationCode": "112233",
"currency": "USD",
"id": "A_15",
"receipt": "510008020120",
"source": "CARD_PRESENT",
"stan": "20120",
"terminal": "0001",
"transit": {
"knownFare": {
"type": "DEBT_RECOVERY_TAP_INITIATED"
}
},
"type": "AUTHORIZATION"
},
"version": "100"
}
Request
{
"apiOperation": "CAPTURE",
"transaction": {
"amount": "50",
"currency": "USD"
}
}
Response
{
"authorizationResponse": {
"commercialCard": "123",
"commercialCardIndicator": "1",
"date": "0410",
"financialNetworkCode": "MCC",
"posData": "1000004000300",
"posEntryMode": "072",
"processingCode": "003000",
"responseCode": "00",
"stan": "20120",
"time": "085656",
"transactionIdentifier": "983484593",
"transactionIntegrityClass": "A1"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 100.00,
"certainty": "FINAL",
"chargeback": {
"amount": 0,
"currency": "USD"
},
"creationTime": "2025-04-10T08:56:56.804Z",
"currency": "USD",
"id": "A_14",
"lastUpdatedTime": "2025-04-10T08:58:37.142Z",
"merchantAmount": 100.00,
"merchantCategoryCode": "4111",
"merchantCurrency": "USD",
"status": "PARTIALLY_CAPTURED",
"totalAuthorizedAmount": 100.00,
"totalCapturedAmount": 50.00,
"totalDisbursedAmount": 0.00,
"totalRefundedAmount": 0.00
},
"posTerminal": {
"address": {
"country": "GBR"
},
"attended": "UNATTENDED",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "street1",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"panEntryMode": "CONTACTLESS",
"pinEntryCapability": "PIN_NOT_SUPPORTED",
"serialNumber": "0123ABCD"
},
"response": {
"acquirerCode": "00",
"acquirerMessage": "Approved",
"gatewayCode": "APPROVED"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "MASTERCARD",
"expiry": {
"month": "12",
"year": "24"
},
"fundingMethod": "DEBIT",
"number": "555555xxxxxx4444",
"scheme": "MASTERCARD",
"storedOnFile": "NOT_STORED"
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2025-04-10T08:58:37.142Z",
"timeOfRecord": "2025-04-10T08:58:37.042Z",
"transaction": {
"acquirer": {
"batch": 20250410,
"date": "0410",
"id": "CYG_TESTACQ_S2I",
"merchantId": "9808",
"settlementDate": "2025-04-10",
"timeZone": "+1000",
"transactionId": "983484593"
},
"amount": 50.00,
"authorizationCode": "112233",
"currency": "USD",
"id": "A_17",
"receipt": "510008020120",
"source": "CARD_PRESENT",
"stan": "21170",
"terminal": "0002",
"transit": {
"knownFare": {
"type": "DEBT_RECOVERY_TAP_INITIATED"
}
},
"type": "CAPTURE"
},
"version": "100"
}
Merchant initiated debt recovery
Request
{
"apiOperation": "AUTHORIZE",
"order": {
"amount": 100,
"currency": "USD"
},
"sourceOfFunds": {
"provided": {
"card": {
"expiry": {
"month": "12",
"year": "24"
},
"number": "5555555555554444"
}
},
"type": "CARD"
},
"transaction": {
"source": "MERCHANT",
"transit": {
"knownFare": {
"type": "DEBT_RECOVERY_MERCHANT_INITIATED",
"transportationMode": "TRAIN"
}
}
}
}
Response
{
"authorizationResponse": {
"commercialCard": "123",
"commercialCardIndicator": "1",
"date": "0410",
"financialNetworkCode": "MCC",
"posData": "2034104000000",
"posEntryMode": "012",
"processingCode": "003000",
"responseCode": "00",
"stan": "11592",
"time": "090204",
"transactionIdentifier": "411168519",
"transactionIntegrityClass": "A1"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 100.00,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"certainty": "FINAL",
"chargeback": {
"amount": 0,
"currency": "USD"
},
"creationTime": "2025-04-10T09:02:03.847Z",
"currency": "USD",
"id": "A_18",
"lastUpdatedTime": "2025-04-10T09:02:04.157Z",
"merchantAmount": 100.00,
"merchantCategoryCode": "4111",
"merchantCurrency": "USD",
"status": "AUTHORIZED",
"totalAuthorizedAmount": 100.00,
"totalCapturedAmount": 0.00,
"totalDisbursedAmount": 0.00,
"totalRefundedAmount": 0.00
},
"response": {
"acquirerCode": "00",
"acquirerMessage": "Approved",
"gatewayCode": "APPROVED",
"gatewayRecommendation": "NO_ACTION"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "MASTERCARD",
"expiry": {
"month": "12",
"year": "24"
},
"fundingMethod": "DEBIT",
"number": "555555xxxxxx4444",
"scheme": "MASTERCARD",
"storedOnFile": "NOT_STORED"
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2025-04-10T09:02:04.157Z",
"timeOfRecord": "2025-04-10T09:02:03.884Z",
"transaction": {
"acquirer": {
"batch": 20250410,
"date": "0410",
"id": "CYG_TESTACQ_S2I",
"merchantId": "9808",
"transactionId": "411168519"
},
"amount": 100.00,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"authorizationCode": "112233",
"currency": "USD",
"id": "A_19",
"receipt": "510009011592",
"source": "MERCHANT",
"stan": "11592",
"terminal": "0001",
"transit": {
"knownFare": {
"type": "DEBT_RECOVERY_MERCHANT_INITIATED"
}
},
"type": "AUTHORIZATION"
},
"version": "100"
}
Request
{
"apiOperation": "CAPTURE",
"transaction": {
"amount": "50",
"currency": "USD"
}
}
Response
{
"authorizationResponse": {
"commercialCard": "123",
"commercialCardIndicator": "1",
"date": "0410",
"financialNetworkCode": "MCC",
"posData": "2034104000000",
"posEntryMode": "012",
"processingCode": "003000",
"responseCode": "00",
"stan": "11592",
"time": "090204",
"transactionIdentifier": "411168519",
"transactionIntegrityClass": "A1"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 100.00,
"certainty": "FINAL",
"chargeback": {
"amount": 0,
"currency": "USD"
},
"creationTime": "2025-04-10T09:02:03.847Z",
"currency": "USD",
"id": "A_18",
"lastUpdatedTime": "2025-04-10T09:02:43.148Z",
"merchantAmount": 100.00,
"merchantCategoryCode": "4111",
"merchantCurrency": "USD",
"status": "PARTIALLY_CAPTURED",
"totalAuthorizedAmount": 100.00,
"totalCapturedAmount": 50.00,
"totalDisbursedAmount": 0.00,
"totalRefundedAmount": 0.00
},
"response": {
"acquirerCode": "00",
"acquirerMessage": "Approved",
"gatewayCode": "APPROVED"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "MASTERCARD",
"expiry": {
"month": "12",
"year": "24"
},
"fundingMethod": "DEBIT",
"number": "555555xxxxxx4444",
"scheme": "MASTERCARD",
"storedOnFile": "NOT_STORED"
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2025-04-10T09:02:43.148Z",
"timeOfRecord": "2025-04-10T09:02:43.081Z",
"transaction": {
"acquirer": {
"batch": 20250410,
"date": "0410",
"id": "CYG_TESTACQ_S2I",
"merchantId": "9808",
"settlementDate": "2025-04-10",
"timeZone": "+1000",
"transactionId": "411168519"
},
"amount": 50.00,
"authorizationCode": "112233",
"currency": "USD",
"id": "A_20",
"receipt": "510009011592",
"source": "MERCHANT",
"stan": "12661",
"terminal": "0001",
"transit": {
"knownFare": {
"type": "DEBT_RECOVERY_MERCHANT_INITIATED"
}
},
"type": "CAPTURE"
},
"version": "100"
}
Payer initiated debt recovery
Request
{
"apiOperation": "AUTHORIZE",
"order": {
"amount": 100,
"currency": "USD"
},
"sourceOfFunds": {
"provided": {
"card": {
"emvRequest": {
"5A": "5555555555554444",
"5F2A": "826",
"82": "0000",
"84": "010101010101",
"95": "0000000000",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000001099",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "0101"
},
"expiry": {
"month": "12",
"year": "24"
},
"number": "5555555555554444"
}
},
"type": "CARD"
},
"transaction": {
"source": "CARD_PRESENT",
"transit": {
"knownFare": {
"type": "DEBT_RECOVERY_PAYER_INITIATED",
"transportationMode": "TRAIN"
}
}
},
"posTerminal": {
"attended": "UNATTENDED",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"panEntryMode": "CONTACTLESS",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "street1",
"pinEntryCapability": "PIN_NOT_SUPPORTED"
}
}
Response
{
"authorizationResponse": {
"commercialCard": "123",
"commercialCardIndicator": "1",
"date": "0410",
"financialNetworkCode": "MCC",
"posData": "1000004000300",
"posEntryMode": "072",
"processingCode": "003000",
"responseCode": "00",
"stan": "13751",
"time": "090635",
"transactionIdentifier": "477555397",
"transactionIntegrityClass": "A1"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 100.00,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"certainty": "FINAL",
"chargeback": {
"amount": 0,
"currency": "USD"
},
"creationTime": "2025-04-10T09:06:35.046Z",
"currency": "USD",
"id": "A_21",
"lastUpdatedTime": "2025-04-10T09:06:35.242Z",
"merchantAmount": 100.00,
"merchantCategoryCode": "4111",
"merchantCurrency": "USD",
"status": "AUTHORIZED",
"totalAuthorizedAmount": 100.00,
"totalCapturedAmount": 0.00,
"totalDisbursedAmount": 0.00,
"totalRefundedAmount": 0.00
},
"posTerminal": {
"address": {
"country": "GBR"
},
"attended": "UNATTENDED",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "street1",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"panEntryMode": "CONTACTLESS",
"pinEntryCapability": "PIN_NOT_SUPPORTED",
"serialNumber": "0123ABCD"
},
"response": {
"acquirerCode": "00",
"acquirerMessage": "Approved",
"gatewayCode": "APPROVED",
"gatewayRecommendation": "NO_ACTION"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "MASTERCARD",
"emvRequest": {
"5F2A": "826",
"82": "0000",
"84": "010101010101",
"95": "0000000000",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000001099",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "0101"
},
"emvResponse": {
"72": "9F180408041215860E04DA9F5809030691D72E6F027DC6",
"91": "B7D5309D4B3E6CDB3030"
},
"expiry": {
"month": "12",
"year": "24"
},
"fundingMethod": "DEBIT",
"number": "555555xxxxxx4444",
"scheme": "MASTERCARD",
"storedOnFile": "NOT_STORED"
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2025-04-10T09:06:35.242Z",
"timeOfRecord": "2025-04-10T09:06:35.080Z",
"transaction": {
"acquirer": {
"batch": 20250410,
"date": "0410",
"id": "CYG_TESTACQ_S2I",
"merchantId": "9808",
"transactionId": "477555397"
},
"amount": 100.00,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"authorizationCode": "112233",
"currency": "USD",
"id": "A_22",
"receipt": "510009013751",
"source": "CARD_PRESENT",
"stan": "13751",
"terminal": "0002",
"transit": {
"knownFare": {
"type": "DEBT_RECOVERY_PAYER_INITIATED"
}
},
"type": "AUTHORIZATION"
},
"version": "100"
}
Request
{
"apiOperation": "CAPTURE",
"transaction": {
"amount": "50",
"currency": "USD"
}
}
Response
{
"authorizationResponse": {
"commercialCard": "123",
"commercialCardIndicator": "1",
"date": "0410",
"financialNetworkCode": "MCC",
"posData": "1000004000300",
"posEntryMode": "072",
"processingCode": "003000",
"responseCode": "00",
"stan": "13751",
"time": "090635",
"transactionIdentifier": "477555397",
"transactionIntegrityClass": "A1"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 100.00,
"certainty": "FINAL",
"chargeback": {
"amount": 0,
"currency": "USD"
},
"creationTime": "2025-04-10T09:06:35.046Z",
"currency": "USD",
"id": "A_21",
"lastUpdatedTime": "2025-04-10T09:07:07.559Z",
"merchantAmount": 100.00,
"merchantCategoryCode": "4111",
"merchantCurrency": "USD",
"status": "PARTIALLY_CAPTURED",
"totalAuthorizedAmount": 100.00,
"totalCapturedAmount": 50.00,
"totalDisbursedAmount": 0.00,
"totalRefundedAmount": 0.00
},
"posTerminal": {
"address": {
"country": "GBR"
},
"attended": "UNATTENDED",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "street1",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"panEntryMode": "CONTACTLESS",
"pinEntryCapability": "PIN_NOT_SUPPORTED",
"serialNumber": "0123ABCD"
},
"response": {
"acquirerCode": "00",
"acquirerMessage": "Approved",
"gatewayCode": "APPROVED"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "MASTERCARD",
"expiry": {
"month": "12",
"year": "24"
},
"fundingMethod": "DEBIT",
"number": "555555xxxxxx4444",
"scheme": "MASTERCARD",
"storedOnFile": "NOT_STORED"
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2025-04-10T09:07:07.559Z",
"timeOfRecord": "2025-04-10T09:07:07.035Z",
"transaction": {
"acquirer": {
"batch": 20250410,
"date": "0410",
"id": "CYG_TESTACQ_S2I",
"merchantId": "9808",
"settlementDate": "2025-04-10",
"timeZone": "+1000",
"transactionId": "477555397"
},
"amount": 50.00,
"authorizationCode": "112233",
"currency": "USD",
"id": "A_23",
"receipt": "510009013751",
"source": "CARD_PRESENT",
"stan": "14801",
"terminal": "0002",
"transit": {
"knownFare": {
"type": "DEBT_RECOVERY_PAYER_INITIATED"
}
},
"type": "CAPTURE"
},
"version": "100"
}
Known fare real time authorization
Request
{
"apiOperation": "AUTHORIZE",
"order": {
"amount": 100,
"currency": "AUD",
"certainty": "ESTIMATED"
},
"sourceOfFunds": {
"provided": {
"card": {
"emvRequest": {
"5A": 5555555555554444,
"5F2A": "826",
"82": "0000",
"84": "010101010101",
"95": "0000000000",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000001099",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "0101"
},
"expiry": {
"month": "01",
"year": "39"
},
"number": 5555555555554444
}
},
"type": "CARD"
},
"transaction": {
"source": "CARD_PRESENT",
"transit": {
"knownFare": {
"type": "FARE_REAL_TIME_AUTHORIZATION",
"transportationMode": "TRAIN"
}
}
},
"posTerminal": {
"attended": "UNATTENDED",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"panEntryMode": "CONTACTLESS",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "street1",
"pinEntryCapability": "PIN_NOT_SUPPORTED"
}
}
Response
{
"authorizationResponse": {
"commercialCardIndicator": "3",
"date": "0429",
"financialNetworkCode": "XYZ",
"financialNetworkDate": "2025-04-29",
"posData": "1000004000300",
"posEntryMode": "072",
"processingCode": "003000",
"responseCode": "00",
"stan": "100108",
"time": "131314",
"transactionIdentifier": "111315"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 100.00,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"certainty": "ESTIMATED",
"chargeback": {
"amount": 0,
"currency": "AUD"
},
"creationTime": "2025-04-29T13:13:14.590Z",
"currency": "AUD",
"id": "AKS_578235770",
"lastUpdatedTime": "2025-04-29T13:13:15.268Z",
"merchantAmount": 100.00,
"merchantCategoryCode": "4111",
"merchantCurrency": "AUD",
"status": "AUTHORIZED",
"totalAuthorizedAmount": 100.00,
"totalCapturedAmount": 0.00,
"totalDisbursedAmount": 0.00,
"totalRefundedAmount": 0.00
},
"posTerminal": {
"address": {
"country": "GBR"
},
"attended": "UNATTENDED",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "street1",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"panEntryMode": "CONTACTLESS",
"pinEntryCapability": "PIN_NOT_SUPPORTED",
"serialNumber": "0123ABCD"
},
"response": {
"acquirerCode": "00",
"acquirerMessage": "Approved",
"gatewayCode": "APPROVED",
"gatewayRecommendation": "NO_ACTION"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "MASTERCARD",
"emvRequest": {
"5F2A": "826",
"82": "0000",
"84": "010101010101",
"95": "0000000000",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000001099",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "0101"
},
"emvResponse": {
"71": "0102030405060708090A",
"91": "2263BCC1C2D9C4420013"
},
"expiry": {
"month": "1",
"year": "39"
},
"fundingMethod": "DEBIT",
"number": "555555xxxxxx4444",
"scheme": "MASTERCARD",
"storedOnFile": "NOT_STORED"
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2025-04-29T13:13:15.268Z",
"timeOfRecord": "2025-04-29T13:13:14.659Z",
"transaction": {
"acquirer": {
"batch": 20250430,
"date": "0430",
"id": "CYG_TESTACQ_S2I",
"merchantId": "9808",
"transactionId": "111315"
},
"amount": 100.00,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"authorizationCode": "111315",
"currency": "AUD",
"id": "AKS_115194490",
"receipt": "511913100108",
"source": "CARD_PRESENT",
"stan": "100108",
"terminal": "0001",
"transit": {
"knownFare": {
"transportationMode": "TRAIN",
"type": "FARE_REAL_TIME_AUTHORIZATION"
}
},
"type": "AUTHORIZATION"
},
"version": "100"
}
Known fare deferred authorization
Request
{
"apiOperation": "AUTHORIZE",
"order": {
"amount": 100,
"currency": "AUD"
},
"sourceOfFunds": {
"provided": {
"card": {
"emvRequest": {
"5A": 5555555555554444,
"5F2A": "826",
"82": "0000",
"84": "010101010101",
"95": "0000000000",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000001099",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "0101"
},
"expiry": {
"month": "12",
"year": "24"
},
"number": 5555555555554444
}
},
"type": "CARD"
},
"transaction": {
"source": "CARD_PRESENT",
"transit": {
"knownFare": {
"type": "FARE_DEFERRED_AUTHORIZATION",
"transportationMode": "TRAIN"
}
}
},
"posTerminal": {
"address": {
"country": "AUS"
},
"attended": "UNATTENDED",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"panEntryMode": "CONTACTLESS",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "street1",
"pinEntryCapability": "PIN_NOT_SUPPORTED"
}
}
Response
{
"authorizationResponse": {
"commercialCardIndicator": "1",
"date": "0425",
"financialNetworkCode": "MCC",
"financialNetworkDate": "2025-04-25",
"posData": "1000004000300",
"posEntryMode": "072",
"processingCode": "003000",
"responseCode": "00",
"stan": "29546",
"time": "053359",
"transactionIdentifier": "000026"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 100,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"certainty": "ESTIMATED",
"chargeback": {
"amount": 0,
"currency": "AUD"
},
"creationTime": "2025-04-25T05:33:58.858Z",
"currency": "AUD",
"id": "AKS_858249464",
"lastUpdatedTime": "2025-04-25T05:34:01.201Z",
"merchantAmount": 100,
"merchantCategoryCode": "4111",
"merchantCurrency": "AUD",
"status": "AUTHORIZED",
"totalAuthorizedAmount": 100,
"totalCapturedAmount": 0,
"totalDisbursedAmount": 0,
"totalRefundedAmount": 0
},
"posTerminal": {
"address": {
"country": "AUS"
},
"attended": "UNATTENDED",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "street1",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"panEntryMode": "CONTACTLESS",
"pinEntryCapability": "PIN_NOT_SUPPORTED",
"serialNumber": "0123ABCD"
},
"response": {
"acquirerCode": "00",
"acquirerMessage": "Approved",
"gatewayCode": "APPROVED",
"gatewayRecommendation": "NO_ACTION"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "MASTERCARD",
"emvRequest": {
"82": "0000",
"84": "010101010101",
"95": "0000000000",
"5F2A": "826",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000001099",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "0101"
},
"expiry": {
"month": "12",
"year": "24"
},
"fundingMethod": "DEBIT",
"number": "555555xxxxxx4444",
"scheme": "MASTERCARD",
"storedOnFile": "NOT_STORED"
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2025-04-25T05:34:01.201Z",
"timeOfRecord": "2025-04-25T05:33:58.914Z",
"transaction": {
"acquirer": {
"batch": 20250425,
"date": "0425",
"id": "CYG_TESTACQ_S2I",
"merchantId": "9808",
"transactionId": "000026"
},
"amount": 100,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"authorizationCode": "383620",
"currency": "AUD",
"id": "AKS_944618321",
"receipt": "511505029546",
"source": "CARD_PRESENT",
"stan": "29546",
"terminal": "0002",
"transit": {
"knownFare": {
"transportationMode": "TRAIN",
"type": "FARE_DEFERRED_AUTHORIZATION"
}
},
"type": "AUTHORIZATION"
},
"version": "100"
}
Known fare first ride risk
Request
{
"apiOperation": "CAPTURE",
"sourceOfFunds": {
"provided": {
"card": {
"emvRequest": {
"5A": 5555555555554444,
"5F2A": "826",
"82": "0000",
"84": "010101010101",
"95": "0000000000",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000001099",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "0101"
},
"expiry": {
"month": "12",
"year": "24"
},
"number": 5555555555554444
}
},
"type": "CARD"
},
"transaction": {
"amount": 7,
"currency": "USD",
"source": "CARD_PRESENT",
"transit": {
"knownFare": {
"type": "FIRST_RIDE_RISK",
"transportationMode": "TRAIN"
}
}
},
"posTerminal": {
"address": {
"country": "AUS"
},
"attended": "UNATTENDED",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"panEntryMode": "CONTACTLESS",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "street1",
"pinEntryCapability": "PIN_NOT_SUPPORTED"
}
}
Response
{
"authorizationResponse": {
"date": "1021",
"processingCode": "003000",
"responseCode": "00",
"stan": "101146"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 7,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"chargeback": {
"amount": 0,
"currency": "USD"
},
"creationTime": "2025-04-29T10:36:16.023Z",
"currency": "USD",
"id": "AKS_221029935",
"lastUpdatedTime": "2025-04-29T10:36:16.695Z",
"merchantAmount": 7,
"merchantCategoryCode": "4111",
"merchantCurrency": "USD",
"status": "CAPTURED",
"totalAuthorizedAmount": 7,
"totalCapturedAmount": 7,
"totalDisbursedAmount": 0,
"totalRefundedAmount": 0
},
"posTerminal": {
"address": {
"country": "AUS"
},
"attended": "UNATTENDED",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "street1",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"panEntryMode": "CONTACTLESS",
"pinEntryCapability": "PIN_NOT_SUPPORTED",
"serialNumber": "0123ABCD"
},
"response": {
"acquirerCode": "00",
"acquirerMessage": "Approved",
"gatewayCode": "APPROVED"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "MASTERCARD",
"emvRequest": {
"82": "0000",
"84": "010101010101",
"95": "0000000000",
"5F2A": "826",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000001099",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "0101"
},
"expiry": {
"month": "12",
"year": "24"
},
"fundingMethod": "DEBIT",
"number": "555555xxxxxx4444",
"scheme": "MASTERCARD",
"storedOnFile": "NOT_STORED"
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2025-04-29T10:36:16.695Z",
"timeOfRecord": "2025-04-29T10:36:16.149Z",
"transaction": {
"acquirer": {
"batch": 20250430,
"date": "0430",
"id": "CYG_TESTACQ_S2I",
"merchantId": "9808",
"settlementDate": "2025-04-30",
"timeZone": "+1000"
},
"amount": 7,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"currency": "USD",
"id": "AKS_225357069",
"receipt": "511910101146",
"source": "CARD_PRESENT",
"stan": "101146",
"terminal": "0002",
"transit": {
"knownFare": {
"transportationMode": "TRAIN",
"type": "FIRST_RIDE_RISK"
}
},
"type": "CAPTURE"
},
"version": "100"
}
Known fare merchant initiated debt recovery
Request
{
"apiOperation": "AUTHORIZE",
"order": {
"currency": "USD",
"amount": "27",
"certainty": "ESTIMATED"
},
"referenceOrderId": "AKS_204610163",
"transaction": {
"source": "MERCHANT",
"transit": {
"knownFare": {
"type": "DEBT_RECOVERY_MERCHANT_INITIATED",
"transportationMode": "TRAIN"
}
},
"resubmission": true
},
"sourceOfFunds": {
"type": "CARD"
}
}
Response
{
"authorizationResponse": {
"commercialCardIndicator": "3",
"date": "0429",
"financialNetworkCode": "XYZ",
"financialNetworkDate": "2025-04-29",
"posData": "2031104000600",
"posEntryMode": "012",
"processingCode": "003000",
"responseCode": "00",
"stan": "101144",
"time": "055405",
"transactionIdentifier": "035405"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 27,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"certainty": "ESTIMATED",
"chargeback": {
"amount": 0,
"currency": "USD"
},
"creationTime": "2025-04-29T05:54:05.178Z",
"currency": "USD",
"id": "AKS_590473253",
"lastUpdatedTime": "2025-04-29T05:54:06.315Z",
"merchantAmount": 27,
"merchantCategoryCode": "4111",
"merchantCurrency": "USD",
"status": "AUTHORIZED",
"totalAuthorizedAmount": 27,
"totalCapturedAmount": 0,
"totalDisbursedAmount": 0,
"totalRefundedAmount": 0
},
"referenceOrderId": "AKS_204610163",
"response": {
"acquirerCode": "00",
"acquirerMessage": "Approved",
"gatewayCode": "APPROVED",
"gatewayRecommendation": "NO_ACTION"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "MASTERCARD",
"expiry": {
"month": "1",
"year": "39"
},
"fundingMethod": "DEBIT",
"number": "512345xxxxxx0008",
"scheme": "MASTERCARD",
"storedOnFile": "NOT_STORED"
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2025-04-29T05:54:06.315Z",
"timeOfRecord": "2025-04-29T05:54:05.304Z",
"transaction": {
"acquirer": {
"batch": 20250429,
"date": "0429",
"id": "CYG_TESTACQ_S2I",
"merchantId": "9808",
"transactionId": "035405"
},
"amount": 27,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"authorizationCode": "035405",
"currency": "USD",
"id": "AKS_228033909",
"receipt": "511905101144",
"resubmission": true,
"source": "MERCHANT",
"stan": "101144",
"terminal": "0002",
"transit": {
"knownFare": {
"transportationMode": "TRAIN",
"type": "DEBT_RECOVERY_MERCHANT_INITIATED"
}
},
"type": "AUTHORIZATION"
},
"version": "100"
}
Known fare tap initiated debt recovery
Request
{
"apiOperation": "AUTHORIZE",
"order": {
"amount": 100,
"currency": "AUD"
},
"sourceOfFunds": {
"provided": {
"card": {
"emvRequest": {
"82": "0000",
"84": "010101010101",
"95": "0000000000",
"5A": 5555555555554444,
"5F2A": "826",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000001099",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "0101"
},
"expiry": {
"month": "01",
"year": "39"
},
"number": 5555555555554444
}
},
"type": "CARD"
},
"transaction": {
"source": "CARD_PRESENT",
"transit": {
"knownFare": {
"type": "DEBT_RECOVERY_TAP_INITIATED",
"transportationMode": "TRAIN"
}
}
},
"posTerminal": {
"address": {
"country": "AUS"
},
"attended": "UNATTENDED",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"panEntryMode": "CONTACTLESS",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "street1",
"pinEntryCapability": "PIN_NOT_SUPPORTED"
}
}
Response
{
"authorizationResponse": {
"commercialCardIndicator": "3",
"date": "0423",
"financialNetworkCode": "XYZ",
"financialNetworkDate": "2025-04-23",
"posData": "1000004000300",
"posEntryMode": "072",
"processingCode": "003000",
"responseCode": "00",
"stan": "182763",
"time": "110405",
"transactionIdentifier": "090406"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 100,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"certainty": "ESTIMATED",
"chargeback": {
"amount": 0,
"currency": "AUD"
},
"creationTime": "2025-04-23T11:04:05.146Z",
"currency": "AUD",
"id": "AKS_405031273",
"lastUpdatedTime": "2025-04-23T11:04:07.379Z",
"merchantAmount": 100,
"merchantCategoryCode": "4111",
"merchantCurrency": "AUD",
"status": "AUTHORIZED",
"totalAuthorizedAmount": 100,
"totalCapturedAmount": 0,
"totalDisbursedAmount": 0,
"totalRefundedAmount": 0
},
"posTerminal": {
"address": {
"country": "AUS"
},
"attended": "UNATTENDED",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "street1",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"panEntryMode": "CONTACTLESS",
"pinEntryCapability": "PIN_NOT_SUPPORTED",
"serialNumber": "0123ABCD"
},
"response": {
"acquirerCode": "00",
"acquirerMessage": "Approved",
"gatewayCode": "APPROVED",
"gatewayRecommendation": "NO_ACTION"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "MASTERCARD",
"emvRequest": {
"82": "0000",
"84": "010101010101",
"95": "0000000000",
"5F2A": "826",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000001099",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "0101"
},
"emvResponse": {
"71": "0102030405060708090A",
"91": "2263BCC1C2D9C4420013"
},
"expiry": {
"month": "1",
"year": "39"
},
"fundingMethod": "DEBIT",
"number": "555555xxxxxx4444",
"scheme": "MASTERCARD",
"storedOnFile": "NOT_STORED"
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2025-04-23T11:04:07.379Z",
"timeOfRecord": "2025-04-23T11:04:05.239Z",
"transaction": {
"acquirer": {
"batch": 20250424,
"date": "0424",
"id": "CYG_TESTACQ_S2I",
"merchantId": "9808",
"transactionId": "090406"
},
"amount": 100,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"authorizationCode": "090406",
"currency": "AUD",
"id": "AKS_80136581",
"receipt": "511311182763",
"source": "CARD_PRESENT",
"stan": "182763",
"terminal": "0001",
"transit": {
"knownFare": {
"transportationMode": "TRAIN",
"type": "DEBT_RECOVERY_TAP_INITIATED"
}
},
"type": "AUTHORIZATION"
},
"version": "100"
}
Known fare payer initiated debt recovery
Request
{
"apiOperation": "AUTHORIZE",
"order": {
"amount": 100,
"currency": "AUD"
},
"sourceOfFunds": {
"provided": {
"card": {
"emvRequest": {
"82": "0000",
"84": "010101010101",
"95": "0000000000",
"5A": 5555555555554444,
"5F2A": "826",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000001099",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "0101"
},
"expiry": {
"month": "12",
"year": "24"
},
"number": 5555555555554444
}
},
"type": "CARD"
},
"transaction": {
"source": "CARD_PRESENT",
"transit": {
"knownFare": {
"type": "DEBT_RECOVERY_PAYER_INITIATED",
"transportationMode": "TRAIN"
}
}
},
"posTerminal": {
"address": {
"country": "AUS"
},
"attended": "UNATTENDED",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"panEntryMode": "CONTACTLESS",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "street1",
"pinEntryCapability": "PIN_NOT_SUPPORTED"
}
}
Response
{
"authorizationResponse": {
"commercialCardIndicator": "3",
"date": "0423",
"financialNetworkCode": "XYZ",
"financialNetworkDate": "2025-04-23",
"posData": "1000004000300",
"posEntryMode": "072",
"processingCode": "003000",
"responseCode": "00",
"stan": "210893",
"time": "114752",
"transactionIdentifier": "094752"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 100,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"certainty": "ESTIMATED",
"chargeback": {
"amount": 0,
"currency": "AUD"
},
"creationTime": "2025-04-23T11:47:52.130Z",
"currency": "AUD",
"id": "AKS_729763411",
"lastUpdatedTime": "2025-04-23T11:47:52.929Z",
"merchantAmount": 100,
"merchantCategoryCode": "4111",
"merchantCurrency": "AUD",
"status": "AUTHORIZED",
"totalAuthorizedAmount": 100,
"totalCapturedAmount": 0,
"totalDisbursedAmount": 0,
"totalRefundedAmount": 0
},
"posTerminal": {
"address": {
"country": "AUS"
},
"attended": "UNATTENDED",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "street1",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"panEntryMode": "CONTACTLESS",
"pinEntryCapability": "PIN_NOT_SUPPORTED",
"serialNumber": "0123ABCD"
},
"response": {
"acquirerCode": "00",
"acquirerMessage": "Approved",
"gatewayCode": "APPROVED",
"gatewayRecommendation": "NO_ACTION"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "MASTERCARD",
"emvRequest": {
"82": "0000",
"84": "010101010101",
"95": "0000000000",
"5F2A": "826",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000001099",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "0101"
},
"emvResponse": {
"71": "0102030405060708090A",
"91": "2263BCC1C2D9C4420013"
},
"expiry": {
"month": "12",
"year": "24"
},
"fundingMethod": "DEBIT",
"number": "555555xxxxxx4444",
"scheme": "MASTERCARD",
"storedOnFile": "NOT_STORED"
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2025-04-23T11:47:52.929Z",
"timeOfRecord": "2025-04-23T11:47:52.213Z",
"transaction": {
"acquirer": {
"batch": 20250424,
"date": "0424",
"id": "CYG_TESTACQ_S2I",
"merchantId": "9808",
"transactionId": "094752"
},
"amount": 100,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"authorizationCode": "094752",
"currency": "AUD",
"id": "AKS_910791484",
"receipt": "511311210893",
"source": "CARD_PRESENT",
"stan": "210893",
"terminal": "0002",
"transit": {
"knownFare": {
"transportationMode": "TRAIN",
"type": "DEBT_RECOVERY_PAYER_INITIATED"
}
},
"type": "AUTHORIZATION"
},
"version": "100"
}